A Year of Patience and Perspective

As 2025 winds down, Oceanside’s housing market reflects a period of waiting and quiet adjustment. After several years of change, this was a year without strong momentum—neither a clear buyer’s nor a seller’s market. Some might call it stagnated.

High mortgage rates kept many homeowners from listing and many buyers from making offers, resulting in fewer sales overall. Yet despite the slowdown, home values held steady. Sellers who needed to move adjusted their prices to attract buyers, while others decided to stay put and wait for more favorable conditions.

Buyers became more discerning—looking closely at value, neighborhood quality, and long-term affordability. Well-maintained homes in desirable areas still moved, but at a slower, steadier pace.

In short, 2025 was a year of recalibration. It wasn’t dramatic—but it was constructive, setting up the market for what could be a more active and balanced 2026.

What to Expect in 2026

After a few quieter years, the market appears ready to turn the corner. Industry forecasts suggest 2026 could bring more listings, more movement, and slightly better affordability.

More Homes Will Hit the Market

People still need to move—whether for work, family, or lifestyle reasons—and experts anticipate a gradual increase in listings as confidence returns.

Mortgage Rates Are Easing

After peaking near 7%, rates are trending lower and may settle into the low 6s—or even high 5s—by midyear. Even a small drop can meaningfully improve monthly payments and boost buyer activity.

Home Prices Will Grow, but Slowly

Across coastal North County, home prices are expected to rise modestly rather than surge. That steadier growth creates a healthier environment for both sides of the transaction and helps restore predictability to the market.

The Bottom Line

2026 is shaping up to be a more active year for Oceanside real estate. With more homes coming to market, mortgage rates easing, and steady—not spiking—price growth, the outlook is encouraging.

If you’ve been waiting for the right time to move, now’s the time to start planning.

Contact the Doug West Group today for a confidential consultation about your 2026 real estate goals.